Sum Total Financial is here to better your Retirement Financial Plan.


131 Fremont St
West Chicago, IL 60185





Terrence R. Treudt

Terry’s professional career began with the pursuit of his business administration degree at the Univ. of Northern Illinois. He then went on to pursue an education in insurance at the Insurance Institute of Purdue University.


Personally, Terry has pursued and single engine pilots license, where with time; he began to present in seminars and workshops for ALPA (Airline Pilots Association).


Current Licenses held: Life Insurance (since 1990) & Health Insurance (Since 1990)

Robert F. Kalina
Exec. Vice President

Rob’s career started with a B.A. in Business Economics from Benedictine University. After graduating Rob also earned his MBA from the University of Notre Dame, Mendoza College of Business.


Early career positions included several positions within the field of commercial banking.while at St. Paul Federal, Rob went on to earn his series 7 license (stockbroker license), as per advise of CEO John Sculley. Rob also worked with BMO HArris Bank for over eight years.


With his skill set and experince he makes for the perfect partner for Terry to and Sum Total Financial.

Current Licenses held: Life Insurance (since 1994) & Health Insurance (Since 1994)