Heather Summer is the founder of Sum Total Financial Services, a bookkeeping and financial services firm based in Philadelphia, Pennsylvania. Sum Total was built for sole proprietors and small business owners who are brilliant at what they do and just need someone in their corner for the rest.

Early in her career, Heather worked as an office manager and bookkeeper, developing the financial and organizational foundation that would follow her everywhere she went. She made a deliberate pivot into the beauty and wellness industry, spending over 20 years working her way up from apprentice to stylist, salon manager, independent contractor, educator, and ultimately a school director.

Along the way she spent years helping fellow hairdressers with their taxes, knowing that simple returns shouldn’t come with a complicated price tag. She holds an Associate Degree in Accounting and a Bachelor of Science in Business Management, and is currently pursuing her MBA at Western Governors University. She launched Sum Total to offer bookkeeping, tax preparation, quarterly tax guidance, and ongoing small business support to the people she knows best: self-employed creatives, tradespeople, and independent contractors who need a financial partner who makes the numbers less intimidating and the path forward clear.